{"id":1507,"date":"2025-05-28T19:56:48","date_gmt":"2025-05-28T19:56:48","guid":{"rendered":"https:\/\/expertoinsurance.com\/blog\/?p=1507"},"modified":"2025-09-22T16:32:48","modified_gmt":"2025-09-22T16:32:48","slug":"manejar-sin-seguro-texas","status":"publish","type":"post","link":"https:\/\/expertoinsurance.com\/blog\/manejar-sin-seguro-texas\/","title":{"rendered":"Sanciones de manejar sin seguro en Texas"},"content":{"rendered":"\n<p><strong>Los seguros de autos en Estados Unidos cubren los da\u00f1os de su veh\u00edculo y lo protegen econ\u00f3micamente. <\/strong>Si usted es el responsable de las lesiones catastr\u00f3ficas o da\u00f1os a otra persona por un accidente de carro, o bien, si a usted le llegan a chocar.<\/p>\n\n\n\n<p>Los seguros tambi\u00e9n <strong>pueden cubrir las facturas m\u00e9dicas de usted o sus pasajeros. <\/strong>Por tal motivo, si fue parte de un accidente de carro y el otro conductor no contaba con seguro, es importante que est\u00e9 al tanto que la cobertura de automovilistas sin seguro es imprescindible. Por lo que debe verificar si cuenta con ella.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\r\n<div class=\"ez-toc-title-container\">\r\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Tabla de contenido<\/p>\r\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\r\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/expertoinsurance.com\/blog\/manejar-sin-seguro-texas\/#Beneficios_de_contar_con_un_seguro_de_auto\" >Beneficios de contar con un seguro de auto<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/expertoinsurance.com\/blog\/manejar-sin-seguro-texas\/#Sanciones_por_manejar_sin_seguro_en_Texas\" >Sanciones por manejar sin seguro en Texas<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/expertoinsurance.com\/blog\/manejar-sin-seguro-texas\/#Consecuencias_de_manejar_sin_seguro_en_Texas\" >Consecuencias de manejar sin seguro en Texas<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/expertoinsurance.com\/blog\/manejar-sin-seguro-texas\/#%C2%BFComo_contratar_un_Seguro_de_auto\" >\u00bfC\u00f3mo contratar un Seguro de auto?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/expertoinsurance.com\/blog\/manejar-sin-seguro-texas\/#Cotiza_en_linea\" >Cotiza en l\u00ednea<\/a><\/li><\/ul><\/nav><\/div>\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Beneficios_de_contar_con_un_seguro_de_auto\"><\/span>Beneficios de contar con un seguro de auto<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>De hecho, las cifras m\u00e1s recientes del<a href=\"https:\/\/www.tdi.texas.gov\/pubs\/consumer\/cb020s.html\" target=\"_blank\" rel=\"noreferrer noopener\"> Departamento de Seguros de Texas<\/a>, indican que aproximadamente<strong> el 22% de los 17 millones de veh\u00edculos registrados en el estado no est\u00e1n asegurados.<\/strong><\/p>\n\n\n\n<p>Es por ello que existen dos motivos por los cuales un conductor debe contar con un seguro adecuado y son:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Despu\u00e9s de un choque, ser\u00e1 responsabilidad de la parte culpable hacerse cargo de las facturas.<\/li>\n\n\n\n<li>No contar con un seguro, podr\u00eda tener una infracci\u00f3n que resultar\u00eda en sanciones graves.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Sanciones_por_manejar_sin_seguro_en_Texas\"><\/span>Sanciones por manejar sin seguro en Texas<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Algunos conductores optan por tener un seguro para evitar sanciones legales,<\/strong> pues los coches sin seguro en Texas, podr\u00edan enfrentar sanciones. Aunque conducir sin seguro no es un delito, es una infracci\u00f3n de tr\u00e1fico que puede ocasionar multas de entre $175 y $350 d\u00f3lares. Provocando que la tarifa anual de su licencia de conducir aumente $250 d\u00f3lares cada a\u00f1o durante los siguientes tres a\u00f1os.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Consecuencias_de_manejar_sin_seguro_en_Texas\"><\/span>Consecuencias de manejar sin seguro en Texas <span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Una de las consecuencias m\u00e1s abrumadoras de conducir un coche sin seguro en Texas es<strong> enfrentar una responsabilidad del 100% por los da\u00f1os de las v\u00edctimas<\/strong>. <\/p>\n\n\n\n<p>Un juez puede tomar medidas como embargar el salario del responsable del&nbsp; accidente, hasta que haya pagado los gastos m\u00e9dicos de la v\u00edctima o las reparaciones de da\u00f1os a la propiedad.<\/p>\n\n\n\n<p>Adem\u00e1s, <strong>la v\u00edctima puede tener el derecho a entablar una demanda civil contra el conductor culpable<\/strong>. Por lo que deber\u00e1 buscar a un abogado de accidentes.<\/p>\n\n\n\n<p>Debe tener en cuenta que, de acuerdo con el estatuto de limitaciones en Texas, tiene dos a\u00f1os a partir de la fecha del accidente de carro para presentar una demanda contra el conductor culpable.<\/p>\n\n\n\n<p>Despu\u00e9s de un accidente de carro sin seguro <strong>es recomendable llamar a un abogado con experiencia en accidentes de carro<\/strong>, con el fin de negociar con la otra parte y a su vez, aconsejarle qu\u00e9 hacer en este tipo de incidentes.<\/p>\n\n\n\n<p>Si usted presenta lesiones por un choque provocado por un conductor sin seguro, reclame su compensaci\u00f3n, usted no deber\u00eda tener que pagar sus facturas m\u00e9dicas y la reparaci\u00f3n de su auto.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFComo_contratar_un_Seguro_de_auto\"><\/span>\u00bfC\u00f3mo contratar un Seguro de auto?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Comprar un seguro de auto debe ser una de las prioridades para evitar tener consecuencias m\u00e1s graves.<\/strong> En caso de siniestro, pasa a manos del proceso legal y el juez va a valorar, analizar y valorar el contexto para determinar las consecuencias del accidente. En caso de ser tu culpa tendr\u00e1s que pagar los da\u00f1o, multas, adicional el juez te obligar\u00e1 a contratar un seguro.<\/p>\n\n\n\n<p>Por ello, prevenirse ante cualquier situaci\u00f3n que sea fat\u00eddica o no favorable para ti, <strong>contrata un seguro que se adapte a tus necesidades y presupuesto para estar prevenido de cualquier accidente o siniestro que pueda suceder. <\/strong>Aseg\u00farate de estar bien asesorado para tomar la mejor decisi\u00f3n para ti, tu veh\u00edculo y patrimonio.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cotiza_en_linea\"><\/span>Cotiza en l\u00ednea<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>En <a href=\"https:\/\/www.expertoinsurance.com\/seguro-auto-particular.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">ExpertoInsurace.mx<\/a> te ayudamos a <strong>encontrar la mejor opci\u00f3n para tu auto, sabemos que cuidar tu patrimonio es primordial<\/strong>. Por ello, cuentas con las mejores opciones para estar prevenido ante cualquier siniestro.<\/p>\n\n\n\n<p><br>Encuentra el plan perfecto para tu veh\u00edculo, lo \u00fanico que debes hacer es llenar el formulario con tus datos, se har\u00e1 una cotizaci\u00f3n y en minutos uno de nuestros asesores se pondr\u00e1 en contacto contigo para brindarte la atenci\u00f3n que necesitas para encontrar el mejor plan que se adecue a ti, tus necesidades y veh\u00edculo.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-circular\"><a class=\"wp-block-button__link has-white-color has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background has-text-color has-background wp-element-button\" href=\"https:\/\/www.expertoinsurance.com\/seguro-de-auto\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u00a1<strong>Cotiza ahora<\/strong>!<\/a><\/div>\n<\/div>\n\n\n<script>  const tipoform = \"auto\";<\/script>","protected":false},"excerpt":{"rendered":"<p>Los seguros de autos en Estados Unidos cubren los da\u00f1os de su veh\u00edculo y lo protegen econ\u00f3micamente. Si usted es [&hellip;]<\/p>\n","protected":false},"author":15,"featured_media":1806,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[125],"tags":[],"class_list":["post-1507","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-autos"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>Sanciones de manejar sin seguro en Texas<\/title>\r\n<meta name=\"description\" content=\"Manejar sin seguro en Texas puede costarte caro: multas, suspensi\u00f3n de licencia y hasta el decomiso del auto. 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