{"id":1522,"date":"2025-06-19T17:03:57","date_gmt":"2025-06-19T17:03:57","guid":{"rendered":"https:\/\/expertoinsurance.com\/blog\/?p=1522"},"modified":"2026-08-27T16:37:22","modified_gmt":"2026-08-27T16:37:22","slug":"me-chocaron-y-no-tengo-seguro-en-texas","status":"publish","type":"post","link":"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/","title":{"rendered":"\u00bfQu\u00e9 pasa si me chocan y no tengo seguro en Texas?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">La ley de <strong>exige que tenga una cobertura de seguro de responsabilidad civil.<\/strong> Si a\u00fan debe dinero en su autom\u00f3vil, su prestamista exigir\u00e1 que usted tenga una cobertura amplia y contra choque (comprehensive and collision, por su nombre en ingl\u00e9s). Existen <strong>ocho coberturas b\u00e1sicas de seguros de autom\u00f3vil<\/strong>. Usted puede elegir si desea comprar otras coberturas, tal vez te encuentres en una situaci\u00f3n como esta<strong> \u00bfMe chocaron y no tengo<a href=\"https:\/\/expertoinsurance.com\/seguro-de-auto\/\" target=\"_blank\" rel=\"noreferrer noopener\"> seguro de auto en Texas<\/a>?<\/strong> Aqu\u00ed te contamos qu\u00e9 hacer, las consecuencias legales y c\u00f3mo protegerte despu\u00e9s de un accidente sin cobertura.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Contratar <a href=\"https:\/\/expertoinsurance.com\/seguro-de-auto\/\" target=\"_blank\" rel=\"noreferrer noopener\">aseguranza de autos en Texas<\/a> es una <strong>protecci\u00f3n <\/strong>que se contrata a trav\u00e9s de una p\u00f3liza, en caso de cualquier inconveniente relacionado con tu auto, puedes hacer efectivo ese apoyo para no afectar tu patrimonio.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\r\n<div class=\"ez-toc-title-container\">\r\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Tabla de contenido<\/p>\r\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\r\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/#%C2%BFQue_pasa_si_no_tengo_seguro_y_me_chocan\" >\u00bfQu\u00e9 pasa si no tengo seguro y me chocan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/#Importancia_de_contar_con_un_seguro_de_auto\" >Importancia de contar con un seguro de auto<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/#Beneficios_de_tener_un_seguro_de_auto\" >Beneficios de tener un seguro de auto<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/#Asesorate_antes_de_tomar_una_decision\" >Ases\u00f3rate antes de tomar una decisi\u00f3n<\/a><\/li><\/ul><\/nav><\/div>\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_pasa_si_no_tengo_seguro_y_me_chocan\"><\/span><strong>\u00bfQu\u00e9 pasa si no tengo seguro y me chocan?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Si conduces y sufres de alg\u00fan accidente<\/strong>, seguramente deber\u00e1s pagar los da\u00f1os que se han provocado, incluyendo las facturas de reparaci\u00f3n de carros, da\u00f1os de propiedad, y gastos m\u00e9dicos en caso de lesiones. Todo desde<strong> tu propio bolsillo<\/strong>, sin que lo cubra ning\u00fan tipo de seguro.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si <strong>el otro conductor fue el que tuvo la culpa de provocar el accidente<\/strong>, ser\u00e1 el encargado de cubrir los gastos por da\u00f1os a terceros, materiales o gastos m\u00e9dicos. Sin embargo, <strong>el hecho de conducir y no contar con un seguro supone una violaci\u00f3n legal <\/strong>que puede derivar en la suspensi\u00f3n de licencia.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si detienen a una persona indocumentada manejando sin seguro, recibir\u00e1s <strong>multas, sanciones y una posible deportaci\u00f3n.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sin embargo, hay varios Estados que permiten a los indocumentados obtener licencias de conducir, lo cual es el primer paso para poder conseguir un seguro de auto.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Importancia_de_contar_con_un_seguro_de_auto\"><\/span><strong>Importancia de contar con un seguro de auto<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Tener un seguro de auto es un requisito indispensable para transitar por las calles y evitar alguna consecuencia legal. En caso de que sufras alg\u00fan tipo de siniestro tendr\u00e1s que <strong>pagar grandes multas<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Contar con un buen respaldo vial se ha vuelto indispensable en todo el pa\u00eds.<\/strong> Tener un seguro para auto es primordial a la hora de transitar, pues se convierte en un respaldo econ\u00f3mico y salvaguardas tu patrimonio. Cuidas tu econom\u00eda, tu vida y la de personas que resulten afectadas en un siniestro vial. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si no tienes un seguro, te dejamos las <strong>principales coberturas <\/strong>que puedes contratar con alguna aseguradora.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cobertura Responsabilidad Civil.<\/li>\n\n\n\n<li>Cobertura de colisi\u00f3n paga la reparaci\u00f3n o el reemplazo de su autom\u00f3vil despu\u00e9s de un accidente.<\/li>\n\n\n\n<li>Cobertura contra todo riesgo.<\/li>\n\n\n\n<li>Cobertura de pagos m\u00e9dicos.<\/li>\n\n\n\n<li>Cobertura de protecci\u00f3n contra lesiones personales.<\/li>\n\n\n\n<li>Cobertura de motorista sin seguro o con seguro insuficiente.<\/li>\n\n\n\n<li>Cobertura de remolque y mano de obra.<\/li>\n\n\n\n<li>Cobertura de reembolso de alquiler.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Las coberturas pueden varear de acuerdo al Estado d\u00f3nde se reside y al tipo de necesidades que quieras cubrir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Beneficios_de_tener_un_seguro_de_auto\"><\/span><strong>Beneficios de tener un seguro de auto<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La seguridad de tener un auto te brinda la <strong>tranquilidad de salir y saber que est\u00e1s protegido ante cualquier siniestr<\/strong>o vial, en carretera o a la v\u00eda p\u00fablica. Estar respaldado es la mejor inversi\u00f3n que puedes hacer para ti, tu veh\u00edculo y patrimonio.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Asesorate_antes_de_tomar_una_decision\"><\/span><strong>Ases\u00f3rate antes de tomar una decisi\u00f3n<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">En el <a href=\"https:\/\/expertoinsurance.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">cotizador de aseguranza de Experto Insurace<\/a> te ayudamos a <strong>encontrar la mejor opci\u00f3n para tu auto<\/strong>, sabemos que cuidar tu patrimonio es indispensable. Por ello, cuentas con las mejores opciones para estar prevenido ante cualquier siniestro.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Encuentra el plan perfecto para tu veh\u00edculo, lo \u00fanico que debes hacer es llenar el formulario con tus datos, se har\u00e1 una cotizaci\u00f3n y en minutos uno de nuestros asesores se pondr\u00e1 en contacto contigo para brindarte la atenci\u00f3n que necesitas para encontrar el mejor plan que se adecue a ti, tus necesidades y veh\u00edculo.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-cbcdc57d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-circular\"><a class=\"wp-block-button__link has-white-color has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background has-text-color has-background wp-element-button\" href=\"https:\/\/expertoinsurance.com\/seguro-de-auto\/?utm_campaign=BlogEx\" target=\"_blank\" rel=\"noreferrer noopener\">\u00a1<strong>Cotiza ahora<\/strong>!<\/a><\/div>\n<\/div>\n\n\n<p><script>  const tipoform = \"auto\";<\/script><\/p>","protected":false},"excerpt":{"rendered":"<p>La ley de exige que tenga una cobertura de seguro de responsabilidad civil. Si a\u00fan debe dinero en su autom\u00f3vil, [&hellip;]<\/p>\n","protected":false},"author":16,"featured_media":1885,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[125],"tags":[133],"class_list":["post-1522","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-autos","tag-seguros-de-auto-texas"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>\u00bfQu\u00e9 pasa si me chocan y no tengo seguro en Texas?<\/title>\r\n<meta name=\"description\" content=\"\u00bfQu\u00e9 pasa si me chocan y no tengo seguro en Texas? Descubre qu\u00e9 hacer, las consecuencias legales y c\u00f3mo protegerte despu\u00e9s de un accidente.\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/\" \/>\r\n<meta property=\"og:locale\" content=\"es_MX\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"\u00bfQu\u00e9 pasa si me chocan y no tengo seguro en Texas?\" \/>\r\n<meta property=\"og:description\" content=\"\u00bfQu\u00e9 pasa si me chocan y no tengo seguro en Texas? Descubre qu\u00e9 hacer, las consecuencias legales y c\u00f3mo protegerte despu\u00e9s de un accidente.\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/\" \/>\r\n<meta property=\"og:site_name\" content=\"Seguros de Autos baratos en Texas\" \/>\r\n<meta property=\"article:published_time\" content=\"2025-06-19T17:03:57+00:00\" \/>\r\n<meta property=\"article:modified_time\" content=\"2026-08-27T16:37:22+00:00\" \/>\r\n<meta property=\"og:image\" content=\"https:\/\/expertoinsurance.com\/blog\/wp-content\/uploads\/2025\/06\/Que-pasa-si-me-chocaron-y-no-tengo-seguro-en-Texas.jpg\" \/>\r\n\t<meta property=\"og:image:width\" content=\"768\" \/>\r\n\t<meta property=\"og:image:height\" content=\"400\" \/>\r\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\r\n<meta name=\"author\" content=\"Berenice Cedillo Silva\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:creator\" content=\"@https:\/\/x.com\/cedillo_bree\" \/>\r\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Berenice Cedillo Silva\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutos\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/\"},\"author\":{\"name\":\"Berenice Cedillo Silva\",\"@id\":\"https:\/\/expertoinsurance.com\/blog\/#\/schema\/person\/ca441382ef05567e2c51a929673f54aa\"},\"headline\":\"\u00bfQu\u00e9 pasa si me chocan y no tengo seguro en Texas?\",\"datePublished\":\"2025-06-19T17:03:57+00:00\",\"dateModified\":\"2026-08-27T16:37:22+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/\"},\"wordCount\":670,\"publisher\":{\"@id\":\"https:\/\/expertoinsurance.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/expertoinsurance.com\/blog\/wp-content\/uploads\/2025\/05\/Me-chocaron-y-no-tengo-seguro-en-Texas.jpg\",\"keywords\":[\"Seguros de auto Texas\"],\"articleSection\":[\"Seguro de Auto\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/\",\"url\":\"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/\",\"name\":\"\u00bfQu\u00e9 pasa si me chocan y no tengo seguro en Texas?\",\"isPartOf\":{\"@id\":\"https:\/\/expertoinsurance.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/expertoinsurance.com\/blog\/wp-content\/uploads\/2025\/05\/Me-chocaron-y-no-tengo-seguro-en-Texas.jpg\",\"datePublished\":\"2025-06-19T17:03:57+00:00\",\"dateModified\":\"2026-08-27T16:37:22+00:00\",\"description\":\"\u00bfQu\u00e9 pasa si me chocan y no tengo seguro en Texas? Descubre qu\u00e9 hacer, las consecuencias legales y c\u00f3mo protegerte despu\u00e9s de un accidente.\",\"breadcrumb\":{\"@id\":\"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/#primaryimage\",\"url\":\"https:\/\/expertoinsurance.com\/blog\/wp-content\/uploads\/2025\/05\/Me-chocaron-y-no-tengo-seguro-en-Texas.jpg\",\"contentUrl\":\"https:\/\/expertoinsurance.com\/blog\/wp-content\/uploads\/2025\/05\/Me-chocaron-y-no-tengo-seguro-en-Texas.jpg\",\"width\":768,\"height\":400,\"caption\":\"Me chocaron y no tengo seguro en Texas\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Blog\",\"item\":\"https:\/\/expertoinsurance.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u00bfQu\u00e9 pasa si me chocan y no tengo seguro en Texas?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/expertoinsurance.com\/blog\/#website\",\"url\":\"https:\/\/expertoinsurance.com\/blog\/\",\"name\":\"Seguros de Autos baratos en Texas\",\"description\":\"Seguros de Autos baratos en Texas\",\"publisher\":{\"@id\":\"https:\/\/expertoinsurance.com\/blog\/#organization\"},\"alternateName\":\"Seguros de Autos baratos en Texas\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/expertoinsurance.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/expertoinsurance.com\/blog\/#organization\",\"name\":\"Experto Insurance\",\"url\":\"https:\/\/expertoinsurance.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/expertoinsurance.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/expertoinsurance.com\/blog\/wp-content\/uploads\/2025\/04\/logo-experto.png\",\"contentUrl\":\"https:\/\/expertoinsurance.com\/blog\/wp-content\/uploads\/2025\/04\/logo-experto.png\",\"width\":781,\"height\":197,\"caption\":\"Experto Insurance\"},\"image\":{\"@id\":\"https:\/\/expertoinsurance.com\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/expertoinsurance.com\/blog\/#\/schema\/person\/ca441382ef05567e2c51a929673f54aa\",\"name\":\"Berenice Cedillo Silva\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/expertoinsurance.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/10d88639d2b3857f6e0830299aca73a8ae4dcd2557cb0b4cd55f7105625edc2d?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/10d88639d2b3857f6e0830299aca73a8ae4dcd2557cb0b4cd55f7105625edc2d?s=96&d=mm&r=g\",\"caption\":\"Berenice Cedillo Silva\"},\"description\":\"Redactora Egresada de la Facultad de Ciencias Pol\u00edticas y Sociales en la carrera de Comunicaci\u00f3n (periodismo) con experiencia en redacci\u00f3n SEO para el sector de seguros de auto, vida y gastos m\u00e9dicos. Busca explicar a los asegurados la mejor manera de sacarle provecho a sus p\u00f3lizas, entendiendo la totalidad de los beneficios de un seguro en M\u00e9xico.\",\"sameAs\":[\"https:\/\/mx.linkedin.com\/in\/berenice-cedillo-2754b9315\",\"https:\/\/x.com\/https:\/\/x.com\/cedillo_bree\"],\"url\":\"https:\/\/expertoinsurance.com\/blog\/autor\/berenice-cedillo-silva\/\"}]}<\/script>\r\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u00bfQu\u00e9 pasa si me chocan y no tengo seguro en Texas?","description":"\u00bfQu\u00e9 pasa si me chocan y no tengo seguro en Texas? Descubre qu\u00e9 hacer, las consecuencias legales y c\u00f3mo protegerte despu\u00e9s de un accidente.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/","og_locale":"es_MX","og_type":"article","og_title":"\u00bfQu\u00e9 pasa si me chocan y no tengo seguro en Texas?","og_description":"\u00bfQu\u00e9 pasa si me chocan y no tengo seguro en Texas? Descubre qu\u00e9 hacer, las consecuencias legales y c\u00f3mo protegerte despu\u00e9s de un accidente.","og_url":"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/","og_site_name":"Seguros de Autos baratos en Texas","article_published_time":"2025-06-19T17:03:57+00:00","article_modified_time":"2026-08-27T16:37:22+00:00","og_image":[{"width":768,"height":400,"url":"https:\/\/expertoinsurance.com\/blog\/wp-content\/uploads\/2025\/06\/Que-pasa-si-me-chocaron-y-no-tengo-seguro-en-Texas.jpg","type":"image\/jpeg"}],"author":"Berenice Cedillo Silva","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/x.com\/cedillo_bree","twitter_misc":{"Escrito por":"Berenice Cedillo Silva","Tiempo de lectura":"4 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/#article","isPartOf":{"@id":"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/"},"author":{"name":"Berenice Cedillo Silva","@id":"https:\/\/expertoinsurance.com\/blog\/#\/schema\/person\/ca441382ef05567e2c51a929673f54aa"},"headline":"\u00bfQu\u00e9 pasa si me chocan y no tengo seguro en Texas?","datePublished":"2025-06-19T17:03:57+00:00","dateModified":"2026-08-27T16:37:22+00:00","mainEntityOfPage":{"@id":"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/"},"wordCount":670,"publisher":{"@id":"https:\/\/expertoinsurance.com\/blog\/#organization"},"image":{"@id":"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/#primaryimage"},"thumbnailUrl":"https:\/\/expertoinsurance.com\/blog\/wp-content\/uploads\/2025\/05\/Me-chocaron-y-no-tengo-seguro-en-Texas.jpg","keywords":["Seguros de auto Texas"],"articleSection":["Seguro de Auto"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/","url":"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/","name":"\u00bfQu\u00e9 pasa si me chocan y no tengo seguro en Texas?","isPartOf":{"@id":"https:\/\/expertoinsurance.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/#primaryimage"},"image":{"@id":"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/#primaryimage"},"thumbnailUrl":"https:\/\/expertoinsurance.com\/blog\/wp-content\/uploads\/2025\/05\/Me-chocaron-y-no-tengo-seguro-en-Texas.jpg","datePublished":"2025-06-19T17:03:57+00:00","dateModified":"2026-08-27T16:37:22+00:00","description":"\u00bfQu\u00e9 pasa si me chocan y no tengo seguro en Texas? Descubre qu\u00e9 hacer, las consecuencias legales y c\u00f3mo protegerte despu\u00e9s de un accidente.","breadcrumb":{"@id":"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/#primaryimage","url":"https:\/\/expertoinsurance.com\/blog\/wp-content\/uploads\/2025\/05\/Me-chocaron-y-no-tengo-seguro-en-Texas.jpg","contentUrl":"https:\/\/expertoinsurance.com\/blog\/wp-content\/uploads\/2025\/05\/Me-chocaron-y-no-tengo-seguro-en-Texas.jpg","width":768,"height":400,"caption":"Me chocaron y no tengo seguro en Texas"},{"@type":"BreadcrumbList","@id":"https:\/\/expertoinsurance.com\/blog\/me-chocaron-y-no-tengo-seguro-en-texas\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/expertoinsurance.com\/blog\/"},{"@type":"ListItem","position":2,"name":"\u00bfQu\u00e9 pasa si me chocan y no tengo seguro en Texas?"}]},{"@type":"WebSite","@id":"https:\/\/expertoinsurance.com\/blog\/#website","url":"https:\/\/expertoinsurance.com\/blog\/","name":"Seguros de Autos baratos en Texas","description":"Seguros de Autos baratos en Texas","publisher":{"@id":"https:\/\/expertoinsurance.com\/blog\/#organization"},"alternateName":"Seguros de Autos baratos en Texas","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/expertoinsurance.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/expertoinsurance.com\/blog\/#organization","name":"Experto Insurance","url":"https:\/\/expertoinsurance.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/expertoinsurance.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/expertoinsurance.com\/blog\/wp-content\/uploads\/2025\/04\/logo-experto.png","contentUrl":"https:\/\/expertoinsurance.com\/blog\/wp-content\/uploads\/2025\/04\/logo-experto.png","width":781,"height":197,"caption":"Experto Insurance"},"image":{"@id":"https:\/\/expertoinsurance.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/expertoinsurance.com\/blog\/#\/schema\/person\/ca441382ef05567e2c51a929673f54aa","name":"Berenice Cedillo Silva","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/expertoinsurance.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/10d88639d2b3857f6e0830299aca73a8ae4dcd2557cb0b4cd55f7105625edc2d?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/10d88639d2b3857f6e0830299aca73a8ae4dcd2557cb0b4cd55f7105625edc2d?s=96&d=mm&r=g","caption":"Berenice Cedillo Silva"},"description":"Redactora Egresada de la Facultad de Ciencias Pol\u00edticas y Sociales en la carrera de Comunicaci\u00f3n (periodismo) con experiencia en redacci\u00f3n SEO para el sector de seguros de auto, vida y gastos m\u00e9dicos. Busca explicar a los asegurados la mejor manera de sacarle provecho a sus p\u00f3lizas, entendiendo la totalidad de los beneficios de un seguro en M\u00e9xico.","sameAs":["https:\/\/mx.linkedin.com\/in\/berenice-cedillo-2754b9315","https:\/\/x.com\/https:\/\/x.com\/cedillo_bree"],"url":"https:\/\/expertoinsurance.com\/blog\/autor\/berenice-cedillo-silva\/"}]}},"_links":{"self":[{"href":"https:\/\/expertoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/1522","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/expertoinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/expertoinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/expertoinsurance.com\/blog\/wp-json\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/expertoinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=1522"}],"version-history":[{"count":5,"href":"https:\/\/expertoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/1522\/revisions"}],"predecessor-version":[{"id":2965,"href":"https:\/\/expertoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/1522\/revisions\/2965"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/expertoinsurance.com\/blog\/wp-json\/wp\/v2\/media\/1885"}],"wp:attachment":[{"href":"https:\/\/expertoinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=1522"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/expertoinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=1522"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/expertoinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=1522"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}