{"id":1855,"date":"2025-06-10T22:14:05","date_gmt":"2025-06-10T22:14:05","guid":{"rendered":"https:\/\/expertoinsurance.com\/blog\/?p=1855"},"modified":"2025-06-25T14:35:38","modified_gmt":"2025-06-25T14:35:38","slug":"cobertura-limitada-del-seguro-de-auto-en-texas","status":"publish","type":"post","link":"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/","title":{"rendered":"Cobertura limitada del seguro de auto en Texas"},"content":{"rendered":"\n<p>\u00bfVives en Texas y quieres asegurar tu auto? Una de las opciones que m\u00e1s encuentras es la <strong>cobertura limitada del seguro de auto en Texas<\/strong>. Este tipo de seguro es m\u00e1s econ\u00f3mico que una p\u00f3liza amplia, pero ofrece menos protecci\u00f3n.<\/p>\n\n\n\n<p>A continuaci\u00f3n, te explicamos qu\u00e9 cubre esta <strong>cobertura limitada en Texas<\/strong>, qu\u00e9 no incluye, cu\u00e1ndo conviene contratarlo y alternativas de aseguranza.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\r\n<div class=\"ez-toc-title-container\">\r\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Tabla de contenido<\/p>\r\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\r\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/#%C2%BFQue_es_la_cobertura_limitada_de_seguro_de_auto\" >\u00bfQu\u00e9 es la cobertura limitada de seguro de auto?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/#%C2%BFQue_cubre_la_cobertura_limitada_en_Texas\" >\u00bfQu\u00e9 cubre la cobertura limitada en Texas?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/#%C2%BFCuando_conviene_contratar_una_cobertura_limitada_en_Texas\" >\u00bfCu\u00e1ndo conviene contratar una cobertura limitada en Texas?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/#%C2%BFQue_no_cubre_una_poliza_limitada\" >\u00bfQu\u00e9 no cubre una p\u00f3liza limitada?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/#%C2%BFCual_es_la_diferencia_entre_cobertura_limitada_y_cobertura_amplia\" >\u00bfCu\u00e1l es la diferencia entre cobertura limitada y cobertura amplia?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/#%C2%BFQue_pasa_si_conduzco_sin_seguro_en_Texas\" >\u00bfQu\u00e9 pasa si conduzco sin seguro en Texas?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/#%C2%BFPuedo_mejorar_mi_cobertura_sin_pagar_mas\" >\u00bfPuedo mejorar mi cobertura sin pagar m\u00e1s?<\/a><\/li><\/ul><\/nav><\/div>\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_es_la_cobertura_limitada_de_seguro_de_auto\"><\/span><strong>\u00bfQu\u00e9 es la cobertura limitada de seguro de auto?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>La <strong>cobertura limitada del seguro de auto en Texas, conocida como <em>liability insurance <\/em>o seguro de responsabilidad civ<\/strong>il, es el seguro obligatorio en Texas. Su objetivo principal es proteger a terceros en caso de da\u00f1os en un accidente como a personas o propiedades, pero <strong>no cubre los da\u00f1os a tu propio coche<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_cubre_la_cobertura_limitada_en_Texas\"><\/span><strong>\u00bfQu\u00e9 cubre la cobertura limitada en Texas?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>De acuerdo al <strong><a href=\"https:\/\/www.tdi.texas.gov\/\">Texas Deparment of Insurance<\/a> (TDI), <\/strong>la cobertura limitada incluye dos principales protecciones:<\/p>\n\n\n\n<p><strong>1. Responsabilidad por da\u00f1os<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Lesiones a otras personas si t\u00fa eres responsable del accidente.<\/li>\n\n\n\n<li>Gastos m\u00e9dicos, p\u00e9rdida de ingresos, dolor y sufrimiento, e incluso gastos funerarios.<\/li>\n\n\n\n<li>Cobertura m\u00ednima en Texas: <strong>$30,000 USD por persona<\/strong> y <strong>$60,000 USD por accidente<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p><strong>2. Responsabilidad por da\u00f1os a la propiedad<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Da\u00f1os materiales causados al veh\u00edculo de otra persona o a propiedades como casas, cercas o postes.<\/li>\n\n\n\n<li>Cobertura m\u00ednima en Texas: <strong>$25,000 USD por accidente<\/strong>.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFCuando_conviene_contratar_una_cobertura_limitada_en_Texas\"><\/span><strong>\u00bfCu\u00e1ndo conviene contratar una cobertura limitada en Texas?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Te conviene una cobertura limitada si:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tienes un auto viejo o de bajo valor.<\/li>\n\n\n\n<li>Tu presupuesto para el seguro es limitado.<\/li>\n\n\n\n<li>Solo necesitas cumplir con el <strong>requisito legal m\u00ednimo<\/strong> en Texas.<\/li>\n\n\n\n<li>No conduces con frecuencia o usas el auto solo en trayectos cortos.<\/li>\n<\/ul>\n\n\n\n<p>No obstante, si tienes un auto nuevo, financiado o de alto valor, esa opci\u00f3n puede dejarte expuestos a altos costos en casos de accidentes.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_no_cubre_una_poliza_limitada\"><\/span><strong>\u00bfQu\u00e9 no cubre una p\u00f3liza limitada?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Como todos los seguros, este tipo de p\u00f3liza tambi\u00e9n cuenta con ciertas limitaciones. <strong>Un seguro de cobertura limitada no incluye<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Reparaciones o reemplazo de tu auto si t\u00fa tienes la culpa del accidente.<\/li>\n\n\n\n<li>Da\u00f1os por robo, vandalismo, incendio o fen\u00f3menos naturales (inundaciones, granizo, etc.).<\/li>\n\n\n\n<li>Gastos m\u00e9dicos tuyos o acompa\u00f1antes (a menos que agregues <em>Personal Injury Protection<\/em>).<\/li>\n\n\n\n<li>Da\u00f1os por accidentes con conductores sin seguro (a menos que contrates cobertura adicional).<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFCual_es_la_diferencia_entre_cobertura_limitada_y_cobertura_amplia\"><\/span><strong>\u00bfCu\u00e1l es la diferencia entre cobertura limitada y cobertura amplia?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Caracter\u00edstica<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Cobertura Limitada<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Cobertura Amplia<\/strong><\/td><\/tr><tr><td>Cubre da\u00f1os a terceros<\/td><td class=\"has-text-align-center\" data-align=\"center\">S\u00ed<\/td><td class=\"has-text-align-center\" data-align=\"center\">S\u00ed<\/td><\/tr><tr><td>Cubre da\u00f1os a tu auto<\/td><td class=\"has-text-align-center\" data-align=\"center\">No<\/td><td class=\"has-text-align-center\" data-align=\"center\">S\u00ed, colisiones y m\u00e1s.<\/td><\/tr><tr><td>Cubre robo o vandalismo<\/td><td class=\"has-text-align-center\" data-align=\"center\">No<\/td><td class=\"has-text-align-center\" data-align=\"center\">S\u00ed<\/td><\/tr><tr><td>Costo del seguro<\/td><td class=\"has-text-align-center\" data-align=\"center\">M\u00e1s econ\u00f3mico<\/td><td class=\"has-text-align-center\" data-align=\"center\">M\u00e1s costoso<\/td><\/tr><tr><td>Recomendado para autos nuevos<\/td><td class=\"has-text-align-center\" data-align=\"center\">No<\/td><td class=\"has-text-align-center\" data-align=\"center\">S\u00ed<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_pasa_si_conduzco_sin_seguro_en_Texas\"><\/span><strong>\u00bfQu\u00e9 pasa si conduzco sin seguro en Texas?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>En caso de conducir sin seguro en Texas es ilegal y puedes tener consecuencias como:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Multas de hasta $1,000 d\u00f3lares.<\/li>\n\n\n\n<li>Suspensi\u00f3n de tu licencia.<\/li>\n\n\n\n<li>Cargos adicionales en tu seguro a futuro.<\/li>\n\n\n\n<li>Confiscaci\u00f3n del veh\u00edculo en casos repetidos.<\/li>\n<\/ul>\n\n\n\n<p>Debes contar con al menos una cobertura limitada, es obligatorio para evitar problemas legales y proteger a terceros en caso de un siniestro. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFPuedo_mejorar_mi_cobertura_sin_pagar_mas\"><\/span><strong>\u00bfPuedo mejorar mi cobertura sin pagar m\u00e1s?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>S\u00ed, en Texas puedes agregar coberturas opcionales para aumentar protecci\u00f3n sin cambiar el nivel de protecci\u00f3n a una cobertura amplia: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cobertura contra conductores sin seguro.<\/li>\n\n\n\n<li>Protecci\u00f3n de lesiones personales (PIP).<\/li>\n\n\n\n<li>Asistencia en carretera.<\/li>\n\n\n\n<li>Reembolso de auto rentado.<\/li>\n<\/ul>\n\n\n\n<p>Cotiza con varias aseguradoras para comparar precios y elegir el seguro que se adapte a las necesidades de tu auto. La cobertura limitada en Texas es una opci\u00f3n b\u00e1sica y legalmente obligatoria que cubre los da\u00f1os que causes a terceros. Aunque es una opci\u00f3n econ\u00f3mica, tambi\u00e9n implica riesgos en caso de accidentes o si tu auto resulta da\u00f1ado. <\/p>\n\n\n\n<p>Antes de contratar este tipo de p\u00f3liza, eval\u00faa tus opciones, valor de tu veh\u00edculo y cu\u00e1nto est\u00e1s dispuesto a pagar en caso de un imprevisto. En <a href=\"https:\/\/expertoinsurance.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Experto Insurance<\/a> te ayudamos a encontrar la opci\u00f3n adecuada para ti. <\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-circular\"><a class=\"wp-block-button__link has-white-color has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background has-text-color has-background wp-element-button\" href=\"https:\/\/www.expertoinsurance.com\/seguro-de-auto\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u00a1<strong>Cotiza ahora<\/strong>!<\/a><\/div>\n<\/div>\n\n\n<script>  const tipoform = \"auto\";<\/script>","protected":false},"excerpt":{"rendered":"<p>\u00bfVives en Texas y quieres asegurar tu auto? Una de las opciones que m\u00e1s encuentras es la cobertura limitada del [&hellip;]<\/p>\n","protected":false},"author":15,"featured_media":1856,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[125],"tags":[],"class_list":["post-1855","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-autos"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>Cobertura limitada del seguro de auto en Texas<\/title>\r\n<meta name=\"description\" content=\"La cobertura limitada del seguro de auto en Texas, conocida como seguro de responsabilidad civil, es el seguro obligatorio en Texas.\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Cobertura limitada del seguro de auto en Texas\" \/>\r\n<meta property=\"og:description\" content=\"La cobertura limitada del seguro de auto en Texas, conocida como seguro de responsabilidad civil, es el seguro obligatorio en Texas.\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/\" \/>\r\n<meta property=\"article:published_time\" content=\"2025-06-10T22:14:05+00:00\" \/>\r\n<meta property=\"article:modified_time\" content=\"2025-06-25T14:35:38+00:00\" \/>\r\n<meta property=\"og:image\" content=\"https:\/\/expertoinsurance.com\/blog\/wp-content\/uploads\/2025\/06\/Cobertura-limitada-del-seguro-de-auto-en-Texas.jpg\" \/>\r\n\t<meta property=\"og:image:width\" content=\"768\" \/>\r\n\t<meta property=\"og:image:height\" content=\"400\" \/>\r\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\r\n<meta name=\"author\" content=\"Karina Estrada Bernal\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/karinabernaal98\" \/>\r\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Karina Estrada Bernal\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/\"},\"author\":{\"name\":\"Karina Estrada Bernal\",\"@id\":\"https:\/\/expertoinsurance.com\/blog\/#\/schema\/person\/d067c6487f55afc7e08e3c834e15c758\"},\"headline\":\"Cobertura limitada del seguro de auto en Texas\",\"datePublished\":\"2025-06-10T22:14:05+00:00\",\"dateModified\":\"2025-06-25T14:35:38+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/\"},\"wordCount\":680,\"publisher\":{\"@id\":\"https:\/\/expertoinsurance.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/expertoinsurance.com\/blog\/wp-content\/uploads\/2025\/06\/Cobertura-limitada-del-seguro-de-auto-en-Texas.jpg\",\"articleSection\":[\"Seguro de Auto\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/\",\"url\":\"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/\",\"name\":\"Cobertura limitada del seguro de auto en Texas\",\"isPartOf\":{\"@id\":\"https:\/\/expertoinsurance.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/expertoinsurance.com\/blog\/wp-content\/uploads\/2025\/06\/Cobertura-limitada-del-seguro-de-auto-en-Texas.jpg\",\"datePublished\":\"2025-06-10T22:14:05+00:00\",\"dateModified\":\"2025-06-25T14:35:38+00:00\",\"description\":\"La cobertura limitada del seguro de auto en Texas, conocida como seguro de responsabilidad civil, es el seguro obligatorio en Texas.\",\"breadcrumb\":{\"@id\":\"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/#primaryimage\",\"url\":\"https:\/\/expertoinsurance.com\/blog\/wp-content\/uploads\/2025\/06\/Cobertura-limitada-del-seguro-de-auto-en-Texas.jpg\",\"contentUrl\":\"https:\/\/expertoinsurance.com\/blog\/wp-content\/uploads\/2025\/06\/Cobertura-limitada-del-seguro-de-auto-en-Texas.jpg\",\"width\":768,\"height\":400,\"caption\":\"Cobertura limitada del seguro de auto en Texas\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Blog\",\"item\":\"https:\/\/expertoinsurance.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cobertura limitada del seguro de auto en Texas\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/expertoinsurance.com\/blog\/#website\",\"url\":\"https:\/\/expertoinsurance.com\/blog\/\",\"name\":\"Experto Blog\",\"description\":\"El mejor lugar para informarte\",\"publisher\":{\"@id\":\"https:\/\/expertoinsurance.com\/blog\/#organization\"},\"alternateName\":\"Experto Blog\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/expertoinsurance.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/expertoinsurance.com\/blog\/#organization\",\"name\":\"Experto Blog\",\"url\":\"https:\/\/expertoinsurance.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/expertoinsurance.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/expertoinsurance.com\/blog\/wp-content\/uploads\/2025\/04\/logo-experto.png\",\"contentUrl\":\"https:\/\/expertoinsurance.com\/blog\/wp-content\/uploads\/2025\/04\/logo-experto.png\",\"width\":781,\"height\":197,\"caption\":\"Experto Blog\"},\"image\":{\"@id\":\"https:\/\/expertoinsurance.com\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/expertoinsurance.com\/blog\/#\/schema\/person\/d067c6487f55afc7e08e3c834e15c758\",\"name\":\"Karina Estrada Bernal\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/expertoinsurance.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/7cc0e59e1341b7d6807003b0ff3df1a8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/7cc0e59e1341b7d6807003b0ff3df1a8?s=96&d=mm&r=g\",\"caption\":\"Karina Estrada Bernal\"},\"description\":\"Redactora SEO Especializada en el sector asegurador, con experiencia creando contenido estrat\u00e9gico para plataformas como ExpertoInsurance.com, enfocada en el mercado hispano de EE. UU. . Apasionada por traducir informaci\u00f3n compleja en textos claros y \u00fatiles que orientan al usuario y fortalecen la presencia digital de la marca.\",\"sameAs\":[\"https:\/\/www.linkedin.com\/in\/karina-bernal-827285280\/\",\"https:\/\/x.com\/https:\/\/twitter.com\/karinabernaal98\"],\"url\":\"https:\/\/expertoinsurance.com\/blog\/author\/karinae\/\"}]}<\/script>\r\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Cobertura limitada del seguro de auto en Texas","description":"La cobertura limitada del seguro de auto en Texas, conocida como seguro de responsabilidad civil, es el seguro obligatorio en Texas.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/","og_locale":"en_US","og_type":"article","og_title":"Cobertura limitada del seguro de auto en Texas","og_description":"La cobertura limitada del seguro de auto en Texas, conocida como seguro de responsabilidad civil, es el seguro obligatorio en Texas.","og_url":"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/","article_published_time":"2025-06-10T22:14:05+00:00","article_modified_time":"2025-06-25T14:35:38+00:00","og_image":[{"width":768,"height":400,"url":"https:\/\/expertoinsurance.com\/blog\/wp-content\/uploads\/2025\/06\/Cobertura-limitada-del-seguro-de-auto-en-Texas.jpg","type":"image\/jpeg"}],"author":"Karina Estrada Bernal","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/twitter.com\/karinabernaal98","twitter_misc":{"Written by":"Karina Estrada Bernal","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/#article","isPartOf":{"@id":"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/"},"author":{"name":"Karina Estrada Bernal","@id":"https:\/\/expertoinsurance.com\/blog\/#\/schema\/person\/d067c6487f55afc7e08e3c834e15c758"},"headline":"Cobertura limitada del seguro de auto en Texas","datePublished":"2025-06-10T22:14:05+00:00","dateModified":"2025-06-25T14:35:38+00:00","mainEntityOfPage":{"@id":"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/"},"wordCount":680,"publisher":{"@id":"https:\/\/expertoinsurance.com\/blog\/#organization"},"image":{"@id":"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/#primaryimage"},"thumbnailUrl":"https:\/\/expertoinsurance.com\/blog\/wp-content\/uploads\/2025\/06\/Cobertura-limitada-del-seguro-de-auto-en-Texas.jpg","articleSection":["Seguro de Auto"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/","url":"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/","name":"Cobertura limitada del seguro de auto en Texas","isPartOf":{"@id":"https:\/\/expertoinsurance.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/#primaryimage"},"image":{"@id":"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/#primaryimage"},"thumbnailUrl":"https:\/\/expertoinsurance.com\/blog\/wp-content\/uploads\/2025\/06\/Cobertura-limitada-del-seguro-de-auto-en-Texas.jpg","datePublished":"2025-06-10T22:14:05+00:00","dateModified":"2025-06-25T14:35:38+00:00","description":"La cobertura limitada del seguro de auto en Texas, conocida como seguro de responsabilidad civil, es el seguro obligatorio en Texas.","breadcrumb":{"@id":"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/#primaryimage","url":"https:\/\/expertoinsurance.com\/blog\/wp-content\/uploads\/2025\/06\/Cobertura-limitada-del-seguro-de-auto-en-Texas.jpg","contentUrl":"https:\/\/expertoinsurance.com\/blog\/wp-content\/uploads\/2025\/06\/Cobertura-limitada-del-seguro-de-auto-en-Texas.jpg","width":768,"height":400,"caption":"Cobertura limitada del seguro de auto en Texas"},{"@type":"BreadcrumbList","@id":"https:\/\/expertoinsurance.com\/blog\/cobertura-limitada-del-seguro-de-auto-en-texas\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/expertoinsurance.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Cobertura limitada del seguro de auto en Texas"}]},{"@type":"WebSite","@id":"https:\/\/expertoinsurance.com\/blog\/#website","url":"https:\/\/expertoinsurance.com\/blog\/","name":"Experto Blog","description":"El mejor lugar para informarte","publisher":{"@id":"https:\/\/expertoinsurance.com\/blog\/#organization"},"alternateName":"Experto Blog","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/expertoinsurance.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/expertoinsurance.com\/blog\/#organization","name":"Experto Blog","url":"https:\/\/expertoinsurance.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/expertoinsurance.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/expertoinsurance.com\/blog\/wp-content\/uploads\/2025\/04\/logo-experto.png","contentUrl":"https:\/\/expertoinsurance.com\/blog\/wp-content\/uploads\/2025\/04\/logo-experto.png","width":781,"height":197,"caption":"Experto Blog"},"image":{"@id":"https:\/\/expertoinsurance.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/expertoinsurance.com\/blog\/#\/schema\/person\/d067c6487f55afc7e08e3c834e15c758","name":"Karina Estrada Bernal","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/expertoinsurance.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/7cc0e59e1341b7d6807003b0ff3df1a8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/7cc0e59e1341b7d6807003b0ff3df1a8?s=96&d=mm&r=g","caption":"Karina Estrada Bernal"},"description":"Redactora SEO Especializada en el sector asegurador, con experiencia creando contenido estrat\u00e9gico para plataformas como ExpertoInsurance.com, enfocada en el mercado hispano de EE. UU. . Apasionada por traducir informaci\u00f3n compleja en textos claros y \u00fatiles que orientan al usuario y fortalecen la presencia digital de la marca.","sameAs":["https:\/\/www.linkedin.com\/in\/karina-bernal-827285280\/","https:\/\/x.com\/https:\/\/twitter.com\/karinabernaal98"],"url":"https:\/\/expertoinsurance.com\/blog\/author\/karinae\/"}]}},"_links":{"self":[{"href":"https:\/\/expertoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/1855","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/expertoinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/expertoinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/expertoinsurance.com\/blog\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/expertoinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=1855"}],"version-history":[{"count":2,"href":"https:\/\/expertoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/1855\/revisions"}],"predecessor-version":[{"id":1859,"href":"https:\/\/expertoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/1855\/revisions\/1859"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/expertoinsurance.com\/blog\/wp-json\/wp\/v2\/media\/1856"}],"wp:attachment":[{"href":"https:\/\/expertoinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=1855"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/expertoinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=1855"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/expertoinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=1855"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}