{"id":1941,"date":"2025-07-03T18:47:44","date_gmt":"2025-07-03T18:47:44","guid":{"rendered":"https:\/\/expertoinsurance.com\/blog\/?p=1941"},"modified":"2025-07-03T18:47:45","modified_gmt":"2025-07-03T18:47:45","slug":"seguro-de-auto-en-san-antonio","status":"publish","type":"post","link":"https:\/\/expertoinsurance.com\/blog\/seguro-de-auto-en-san-antonio\/","title":{"rendered":"Seguro de Auto en San Antonio, Texas"},"content":{"rendered":"\n<p>San Antonio es una de las <strong>ciudades m\u00e1s granes y transitadas de Texas<\/strong>, por ello, tener un seguro de auto en San Antonio es esencial para protegerte en caso de accidentes, robos o da\u00f1os.<\/p>\n\n\n\n<p>Si manejas constantemente por la la I-10, la Loop 410 o la I-35, es importante que conozcas las opciones de coberturas y cu\u00e1nto podr\u00edas pagar por la p\u00f3liza.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\r\n<div class=\"ez-toc-title-container\">\r\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Tabla de contenido<\/p>\r\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\r\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/expertoinsurance.com\/blog\/seguro-de-auto-en-san-antonio\/#Coberturas_para_manejar_en_San_Antonio\" >Coberturas para manejar en San Antonio<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/expertoinsurance.com\/blog\/seguro-de-auto-en-san-antonio\/#%C2%BFDonde_contratar_un_seguro_de_auto_en_San_Antonio\" >\u00bfD\u00f3nde contratar un seguro de auto en San Antonio?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/expertoinsurance.com\/blog\/seguro-de-auto-en-san-antonio\/#%C2%BFEs_obligatorio_tener_seguro_de_auto_en_San_Antonio\" >\u00bfEs obligatorio tener seguro de auto en San Antonio?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/expertoinsurance.com\/blog\/seguro-de-auto-en-san-antonio\/#%C2%BFCuanto_cuesta_un_seguro_de_auto_en_San_Antonio\" >\u00bfCu\u00e1nto cuesta un seguro de auto en San Antonio?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/expertoinsurance.com\/blog\/seguro-de-auto-en-san-antonio\/#%C2%BFComo_conseguir_un_seguro_barato_en_San_Antonio\" >\u00bfC\u00f3mo conseguir un seguro barato en San Antonio?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/expertoinsurance.com\/blog\/seguro-de-auto-en-san-antonio\/#Preguntas_frecuentes\" >Preguntas frecuentes<\/a><\/li><\/ul><\/nav><\/div>\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Coberturas_para_manejar_en_San_Antonio\"><\/span><strong>Coberturas para manejar en San Antonio<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Te recomendamos que incluyas en tu p\u00f3liza coberturas con mayor nivel de protecci\u00f3n para tu coche:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Cobertura contra colisiones. <\/strong>Paga los da\u00f1os a tu auto, aunque t\u00fa hayas tenido la culpa.<\/li>\n\n\n\n<li><strong>Cobertura contra todo riesgo (comprehensive).<\/strong> Est\u00e1s cubierto ante robos, vandalismo, inundaciones, ca\u00edda de objetos y otros da\u00f1os no relacionados con choques.<\/li>\n\n\n\n<li><strong>Protecci\u00f3n contra conductores sin seguro.<\/strong> San Antonio tiene una alta tasa de conductores sin seguro. Esta cobertura protege tu veh\u00edculo y tus gastos m\u00e9dicos si te impacta uno de ellos.<\/li>\n\n\n\n<li><strong>Asistencia vial.<\/strong> Incluye remolque, bater\u00eda descargada, cerrajero, cambio de llanta, etc.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFDonde_contratar_un_seguro_de_auto_en_San_Antonio\"><\/span><strong>\u00bfD\u00f3nde contratar un seguro de auto en San Antonio?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Si quieres contratar un seguro de auto, lo puedes hacer en l\u00ednea, con agentes o con alguna aseguradora. <strong>Las principales opciones son:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Aseguradoras nacionales:<\/strong> puedes hacer una cotizaci\u00f3n con <a href=\"https:\/\/expertoinsurance.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Experto Insurance<\/a>.<\/li>\n\n\n\n<li><strong>Agentes locales en Houston:<\/strong> hay oficinas y agentes que te pueden ayudar a encontrar un seguro en tu mismo idioma.<\/li>\n\n\n\n<li><strong>Comparadores en l\u00ednea:<\/strong> al usar un comparador puedes ver los precios y coberturas que ofrecen las aseguradoras.<\/li>\n<\/ul>\n\n\n\n<p>Es importante que hagas cotizaciones personalizadas de acuerdo a tu edad, veh\u00edculo y necesidades que quieras cubrir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFEs_obligatorio_tener_seguro_de_auto_en_San_Antonio\"><\/span><strong>\u00bfEs obligatorio tener seguro de auto en San Antonio?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>S\u00ed, de acuerdo a ley de Texas, los conductores deben <strong>tener al menos un seguro de responsabilidad civil,<\/strong> que te ayude a cubrir los da\u00f1os que puedas causar a otras personas o propiedades. <strong>La cobertura exigida en San Antonio es:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>$30,000 por lesiones corporales por persona<\/li>\n\n\n\n<li>$60,000 por lesiones corporales por accidente<\/li>\n\n\n\n<li>$25,000 por da\u00f1os a propiedad<\/li>\n<\/ul>\n\n\n\n<p>Si sufres un incidente y no tienes seguro en San Antonio, puedes enfrentar <strong>multas de hasta $350 d\u00f3lares<\/strong> por primera infracci\u00f3n y mayores sanciones en reincidencia.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFCuanto_cuesta_un_seguro_de_auto_en_San_Antonio\"><\/span><strong>\u00bfCu\u00e1nto cuesta un seguro de auto en San Antonio?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>El costo del seguro puede variar de acuerdo al perfil del conductor, veh\u00edculo y domicilio. <strong>Los precios aproximados del seguro en San Antonio son:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Tipo de cobertura<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Costo mensual <\/strong><\/td><\/tr><tr><td>Responsabilidad civil b\u00e1sica<\/td><td class=\"has-text-align-center\" data-align=\"center\">$70 \u2013 $115<\/td><\/tr><tr><td>Cobertura completa (Full Coverage)<\/td><td class=\"has-text-align-center\" data-align=\"center\">$150 \u2013 $250<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>En zonas con el c\u00f3digo postal 78207 o 78228, que son lugares con mayor incidencia de accidentes o robos, el precio puede ser m\u00e1s alto.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFComo_conseguir_un_seguro_barato_en_San_Antonio\"><\/span><strong>\u00bfC\u00f3mo conseguir un seguro barato en San Antonio?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Compara cotizaciones<\/strong> de al menos tres aseguradoras.<\/li>\n\n\n\n<li>Aumenta tu deducible si puedes cubrirlo en caso de siniestro.<\/li>\n\n\n\n<li>Evita reclamaciones peque\u00f1as.<\/li>\n\n\n\n<li>Mant\u00e9n buen historial crediticio.<\/li>\n<\/ul>\n\n\n\n<p>Transitar en San Antonio no es ilegal, pero s\u00ed es un riesgo. Las estad\u00edsticas de tr\u00e1fico, accidentes y robos en ciertas \u00e1reas es indispensable tener un seguro que se ajuste a tu presupuesto y necesidades.<\/p>\n\n\n\n<p>Compara opciones que se adapten a tus necesidades y presupuesto con <a href=\"https:\/\/expertoinsurance.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Experto Insurance<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Preguntas_frecuentes\"><\/span><strong>Preguntas frecuentes<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>\u00bfQu\u00e9 pasa si me chocan y el otro conductor no tiene seguro?<\/strong><\/p>\n\n\n\n<p>Si no tienes la cobertura contra conductores sin seguro, tendr\u00e1s que pagar los da\u00f1os de tu bolsillo.<\/p>\n\n\n\n<p><strong>\u00bfQu\u00e9 aseguradora tiene mejor servicio en San Antonio?<\/strong><\/p>\n\n\n\n<p>Depende del perfil de cada conductor, pero <a href=\"https:\/\/expertoinsurance.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Experto Insurance<\/a> es una de las mejores compa\u00f1\u00edas que ofrecen precios competitivos con buena atenci\u00f3n al cliente.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-circular\"><a class=\"wp-block-button__link has-white-color has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background has-text-color has-background wp-element-button\" href=\"https:\/\/www.expertoinsurance.com\/seguro-de-auto\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u00a1<strong>Cotiza ahora<\/strong>!<\/a><\/div>\n<\/div>\n\n\n<script>  const tipoform = \"auto\";<\/script>","protected":false},"excerpt":{"rendered":"<p>San Antonio es una de las ciudades m\u00e1s granes y transitadas de Texas, por ello, tener un seguro de auto [&hellip;]<\/p>\n","protected":false},"author":15,"featured_media":1942,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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