{"id":2090,"date":"2025-09-24T20:14:06","date_gmt":"2025-09-24T20:14:06","guid":{"rendered":"https:\/\/expertoinsurance.com\/blog\/?p=2090"},"modified":"2025-09-24T20:45:33","modified_gmt":"2025-09-24T20:45:33","slug":"titulo-salvage-en-texas","status":"publish","type":"post","link":"https:\/\/expertoinsurance.com\/blog\/titulo-salvage-en-texas\/","title":{"rendered":"\u00bfQu\u00e9 significa t\u00edtulo salvage en Texas?"},"content":{"rendered":"\n<p>Si est\u00e1s pensando en comprar un auto usado en Texas, probablemente has escuchado el t\u00e9rmino \u201ct\u00edtulo salvage\u201d (t\u00edtulo de salvamento). Pero, \u00bfqu\u00e9 es?, \u00bfes buena opci\u00f3n comprar un carro con este tipo de t\u00edtulo? Y \u00bfc\u00f3mo funciona para el seguro de auto?<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\r\n<div class=\"ez-toc-title-container\">\r\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Tabla de contenido<\/p>\r\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\r\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/expertoinsurance.com\/blog\/titulo-salvage-en-texas\/#%C2%BFQue_es_un_titulo_salvage\" >\u00bfQu\u00e9 es un t\u00edtulo salvage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/expertoinsurance.com\/blog\/titulo-salvage-en-texas\/#Definicion_legal_de_un_vehiculo_salvage\" >Definici\u00f3n legal de un veh\u00edculo salvage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/expertoinsurance.com\/blog\/titulo-salvage-en-texas\/#%C2%BFComo_obtiene_un_auto_el_titulo_salvage_en_Texas\" >\u00bfC\u00f3mo obtiene un auto el t\u00edtulo salvage en Texas?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/expertoinsurance.com\/blog\/titulo-salvage-en-texas\/#Titulo_salvage_vs_titulo_rebuilt\" >T\u00edtulo salvage vs. t\u00edtulo rebuilt<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/expertoinsurance.com\/blog\/titulo-salvage-en-texas\/#%C2%BFSe_puede_asegurar_un_auto_con_titulo_salvage_en_Texas\" >\u00bfSe puede asegurar un auto con t\u00edtulo salvage en Texas?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/expertoinsurance.com\/blog\/titulo-salvage-en-texas\/#%C2%BFComo_verificar_si_un_vehiculo_tiene_titulo_salvage\" >\u00bfC\u00f3mo verificar si un veh\u00edculo tiene t\u00edtulo salvage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/expertoinsurance.com\/blog\/titulo-salvage-en-texas\/#%C2%BFQue_documentos_necesito_para_transferir_un_titulo_salvage\" >\u00bfQu\u00e9 documentos necesito para transferir un t\u00edtulo salvage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/expertoinsurance.com\/blog\/titulo-salvage-en-texas\/#Riesgos_de_comprar_un_auto_con_titulo_salvage\" >Riesgos de comprar un auto con t\u00edtulo salvage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/expertoinsurance.com\/blog\/titulo-salvage-en-texas\/#%C2%BFCuando_si_conviene_un_titulo_salvage\" >\u00bfCu\u00e1ndo s\u00ed conviene un t\u00edtulo salvage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/expertoinsurance.com\/blog\/titulo-salvage-en-texas\/#Preguntas_frecuentes\" >Preguntas frecuentes<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/expertoinsurance.com\/blog\/titulo-salvage-en-texas\/#%C2%BFUn_auto_con_titulo_salvage_puede_circular_en_Texas\" >\u00bfUn auto con t\u00edtulo salvage puede circular en Texas?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/expertoinsurance.com\/blog\/titulo-salvage-en-texas\/#%C2%BFCuanto_baja_el_valor_de_un_auto_con_titulo_salvage\" >\u00bfCu\u00e1nto baja el valor de un auto con t\u00edtulo salvage?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_es_un_titulo_salvage\"><\/span><strong>\u00bfQu\u00e9 es un t\u00edtulo salvage?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Un t\u00edtulo salvage es un documento que emite el Departamento de Veh\u00edculos Motorizados de Texas (TxDMV) cuando un auto ha sufrido da\u00f1os graves por choque, inundaciones, incendio, robo o desastres naturales, que su reparaci\u00f3n supera el valor real del veh\u00edculo.<\/p>\n\n\n\n<p>Se considera como p\u00e9rdida total por la aseguradora y es coche complicado de recuperar por los gastos de reparaci\u00f3n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Definicion_legal_de_un_vehiculo_salvage\"><\/span><strong>Definici\u00f3n legal de un veh\u00edculo salvage<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Un auto se considera salvage cuando la aseguradora determina que repararlo cuesta m\u00e1s de lo que vale, de acuerdo al porcentaje espec\u00edfico del valor del auto antes del da\u00f1o. Recuerda que ese porcentaje puede variar dependiendo del estado y la aseguradora.<\/p>\n\n\n\n<p>Por ejemplo, en Dallas un veh\u00edculo se considera salvage cuando la aseguradora lo determina de acuerdo a los criterios del <strong>Departamento de Veh\u00edculos Motorizados de Texas<\/strong>.<\/p>\n\n\n\n<p>Generalmente, ocurre cuando los da\u00f1os representan aproximadamente el <strong>75% y 90% del valor del auto<\/strong>. Una vez declarado salvage, el auto <strong>no puede circular legalmente<\/strong> hasta que sea reparado y obtenga un <strong>t\u00edtulo rebuilt<\/strong>, tras pasar la inspecci\u00f3n oficial.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFComo_obtiene_un_auto_el_titulo_salvage_en_Texas\"><\/span><strong>\u00bfC\u00f3mo obtiene un auto el t\u00edtulo salvage en Texas?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Un auto recibe este t\u00edtulo en caso de:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>La aseguradora declara que el costo de reparaci\u00f3n rebasa el 100% de su valor comercial.<\/li>\n\n\n\n<li>El conductor acepta la liquidaci\u00f3n por p\u00e9rdida total.<\/li>\n\n\n\n<li>El veh\u00edculo da\u00f1ado pasa a un lote de subastas donde lo compran talleres o particulares que intentan repararlo.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Titulo_salvage_vs_titulo_rebuilt\"><\/span><strong>T\u00edtulo salvage vs. t\u00edtulo rebuilt<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Las diferencias entre diferentes tipos de t\u00edtulo son:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>T\u00edtulo Salvage<\/strong>: el auto ya no puede circular legalmente en Texas, a menos que se repare y pase la inspecci\u00f3n.<\/li>\n\n\n\n<li><strong>T\u00edtulo Rebuilt (Reconstruido)<\/strong>: es un coche que tuvo el t\u00edtulo salvage, fue reparadp y aprobado por <strong>Vehicle Inspection de Texas<\/strong>. La diferencia es que puede volver a circular y venderse.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFSe_puede_asegurar_un_auto_con_titulo_salvage_en_Texas\"><\/span><strong>\u00bfSe puede asegurar un auto con t\u00edtulo salvage en Texas?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Depende de la situaci\u00f3n, pero generalmente la mayor\u00eda de las aseguradoras no ofrecen cobertura completa para un auto salvage.<\/p>\n\n\n\n<p>Hay algunas que ofrecen la opci\u00f3n de Responsabilidad Civil, ya que las compa\u00f1\u00edas no quieren acceder al riesgo de pagar nuevamente por un veh\u00edculo con historial por p\u00e9rdida total.<\/p>\n\n\n\n<p>Si el auto fue reconstruido y tiene <strong>t\u00edtulo rebuilt<\/strong>, hay m\u00e1s posibilidades de conseguir una p\u00f3liza amplia, aunque el costo suele ser m\u00e1s alto.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFComo_verificar_si_un_vehiculo_tiene_titulo_salvage\"><\/span><strong>\u00bfC\u00f3mo verificar si un veh\u00edculo tiene t\u00edtulo salvage?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Para saber si un auto obtuvo un t\u00edtulo salvage antes de comprarlo, verifica la siguiente informaci\u00f3n:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Verifica el VIN. <\/strong>El n\u00famero de identificaci\u00f3n del veh\u00edculo (VIN) es \u00fanico para cada coche y se utiliza para ver el historial del auto como el estado del t\u00edtulo.<\/li>\n\n\n\n<li><strong>Registros estatales de veh\u00edculos. <\/strong>Todos los estados mantienen registros de veh\u00edculos registrados, donde puedes revisar el historial de t\u00edtulos, accidentes y otros eventos, con ello, podr\u00e1s ver la informaci\u00f3n del auto.<\/li>\n\n\n\n<li><strong>Se\u00f1ales al inspeccionar un auto. <\/strong>A la hora de inspeccionarlo, revisa inconsistencias en la pintura, soldaduras, piezas nuevas que no son originales, que no coinciden con el resto del coche o cualquier signo de reparaci\u00f3n que indique da\u00f1os previos.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFQue_documentos_necesito_para_transferir_un_titulo_salvage\"><\/span><strong>\u00bfQu\u00e9 documentos necesito para transferir un t\u00edtulo salvage?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Si est\u00e1s buscando un coche con t\u00edtulo salvage debes contar con la siguiente informaci\u00f3n:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>El t\u00edtulo salvage original.<\/li>\n\n\n\n<li>Formulario de transferencia de t\u00edtulo, firmado por comprador y vendedor.<\/li>\n\n\n\n<li>Certificado de inspecci\u00f3n.<\/li>\n\n\n\n<li>Facturas de reparaci\u00f3n (si aplica).<\/li>\n\n\n\n<li>Identificaci\u00f3n v\u00e1lida del comprador y del vendedor.<\/li>\n<\/ul>\n\n\n\n<p>Recuerda que debes revisar en el portal del <strong><a href=\"https:\/\/www.txdmv.gov\/sites\/default\/files\/form_files\/130-U.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Departamento de Veh\u00edculos Motorizados de Texas<\/a>\u00a0<\/strong>para asegurarte de cumplir con todos los requisitos.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Riesgos_de_comprar_un_auto_con_titulo_salvage\"><\/span><strong>Riesgos de comprar un auto con t\u00edtulo salvage<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Algunos de los riesgos de comprar un t\u00edtulo salvage son:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>El veh\u00edculo pudo tener da\u00f1os estructurales ocultos.<\/li>\n\n\n\n<li>Su valor de reventa es mucho m\u00e1s bajo.<\/li>\n\n\n\n<li>Algunas financieras no otorgan cr\u00e9ditos para este tipo de autos.<\/li>\n\n\n\n<li>Encontrar un seguro completo puede ser muy dif\u00edcil.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFCuando_si_conviene_un_titulo_salvage\"><\/span><strong>\u00bfCu\u00e1ndo s\u00ed conviene un t\u00edtulo salvage?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Si eres mec\u00e1nico o conoces de reparaciones, puedes comprar barato y reconstruir.<\/li>\n\n\n\n<li>Si solo necesitas un auto para piezas.<\/li>\n\n\n\n<li>Si lo que buscas es un precio de remate, pero aceptando que el valor a futuro ser\u00e1 m\u00ednimo.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Preguntas_frecuentes\"><\/span><strong>Preguntas frecuentes<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFUn_auto_con_titulo_salvage_puede_circular_en_Texas\"><\/span><strong>\u00bfUn auto con t\u00edtulo salvage puede circular en Texas?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>No, a menos que sea reparado y convertido en t\u00edtulo rebuilt tras pasar la inspecci\u00f3n estatal.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFCuanto_baja_el_valor_de_un_auto_con_titulo_salvage\"><\/span><strong>\u00bfCu\u00e1nto baja el valor de un auto con t\u00edtulo salvage?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>En promedio es de 20% y 40% menos que un auto con t\u00edtulo limpio.<\/p>\n\n\n\n<p>Un auto con <strong>t\u00edtulo salvage en Texas<\/strong> no siempre es una mala compra, pero s\u00ed implica riesgos importantes: desde la dificultad de asegurarlo hasta la p\u00e9rdida de valor.<\/p>\n\n\n\n<p>Si est\u00e1s en busca de adquirir un auto salvage o con t\u00edtulo rebuilt, con <a href=\"https:\/\/expertoinsurance.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Experto Insurance<\/a> podr\u00e1s encontrar a opci\u00f3n que se adapte a tus necesidades y presupuesto.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-circular\"><a class=\"wp-block-button__link has-white-color has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background has-text-color has-background wp-element-button\" href=\"https:\/\/www.expertoinsurance.com\/seguro-de-auto\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u00a1<strong>Cotiza ahora<\/strong>!<\/a><\/div>\n<\/div>\n\n\n<script>  const tipoform = \"auto\";<\/script>","protected":false},"excerpt":{"rendered":"<p>Si est\u00e1s pensando en comprar un auto usado en Texas, probablemente has escuchado el t\u00e9rmino \u201ct\u00edtulo salvage\u201d (t\u00edtulo de salvamento). [&hellip;]<\/p>\n","protected":false},"author":15,"featured_media":2091,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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