{"id":2310,"date":"2026-02-25T19:26:02","date_gmt":"2026-02-25T19:26:02","guid":{"rendered":"https:\/\/expertoinsurance.com\/blog\/?p=2310"},"modified":"2026-03-19T17:19:58","modified_gmt":"2026-03-19T17:19:58","slug":"driving-record-points-texas","status":"publish","type":"post","link":"https:\/\/expertoinsurance.com\/blog\/driving-record-points-texas\/","title":{"rendered":"Driving Record Points Texas"},"content":{"rendered":"\n<p>Si vives en Texas y recibiste una multa de tr\u00e1nsito, debes preguntarte: <strong>\u00bfcu\u00e1ntos puntos tengo en mi driving record?<\/strong>, <strong>\u00bfpueden suspender mi licencia?<\/strong> y, sobre todo, <strong>\u00bfc\u00f3mo afecta esto mi <a href=\"https:\/\/expertoinsurance.com\/seguro-de-auto\/\" target=\"_blank\" rel=\"noreferrer noopener\">seguro de auto en Texas<\/a>?<\/strong><\/p>\n\n\n\n<p>En esta gu\u00eda te explicamos qu\u00e9 es el <em>driving record<\/em> en Texas, como funciona el sistema de puntos, los puntos que generan infracciones, consultar tu historial y c\u00f3mo impacta en tu seguro de auto.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\r\n<div class=\"ez-toc-title-container\">\r\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Tabla de contenido<\/p>\r\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\r\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/expertoinsurance.com\/blog\/driving-record-points-texas\/#What_Is_a_driving_record_points_in_Texas\" >What Is a driving record points in Texas?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/expertoinsurance.com\/blog\/driving-record-points-texas\/#Does_Texas_still_have_a_points_system\" >Does Texas still have a points system?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/expertoinsurance.com\/blog\/driving-record-points-texas\/#How_many_points_do_traffic_violations_add\" >How many points do traffic violations add?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/expertoinsurance.com\/blog\/driving-record-points-texas\/#How_to_check_your_driving_record_points_in_Texas\" >How to check your driving record points in Texas?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/expertoinsurance.com\/blog\/driving-record-points-texas\/#How_long_do_violations_stay_on_your_record\" >How long do violations stay on your record?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/expertoinsurance.com\/blog\/driving-record-points-texas\/#How_driving_record_points_affect_your_Car_Insurance_in_Texas\" >How driving record points affect your Car Insurance in Texas<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/expertoinsurance.com\/blog\/driving-record-points-texas\/#Can_your_license_be_suspended_in_Texas\" >Can your license be suspended in Texas?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/expertoinsurance.com\/blog\/driving-record-points-texas\/#How_to_improve_or_clean_your_driving_record\" >How to improve or clean your driving record<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/expertoinsurance.com\/blog\/driving-record-points-texas\/#What_to_do_If_your_Insurance_increased_after_a_Ticket\" >What to do If your Insurance increased after a Ticket?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/expertoinsurance.com\/blog\/driving-record-points-texas\/#Frequently_Asked_Questions\" >Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/expertoinsurance.com\/blog\/driving-record-points-texas\/#Does_Texas_still_use_a_point_system\" >Does Texas still use a point system?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/expertoinsurance.com\/blog\/driving-record-points-texas\/#How_many_points_suspend_your_license_in_Texas\" >How many points suspend your license in Texas?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/expertoinsurance.com\/blog\/driving-record-points-texas\/#Does_a_speeding_ticket_raise_insurance_in_Texas\" >Does a speeding ticket raise insurance in Texas?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/expertoinsurance.com\/blog\/driving-record-points-texas\/#%C2%BFTienes_infracciones_en_tu_record\" >\u00bfTienes infracciones en tu r\u00e9cord?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\r\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Is_a_driving_record_points_in_Texas\"><\/span><strong>What Is a driving record points in Texas?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Tu <strong>driving record es tu historial oficial de manejo<\/strong>, ya que incluye:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Multas y violaciones de tr\u00e1nsito.<\/li>\n\n\n\n<li>Accidentes reportados.<\/li>\n\n\n\n<li>Suspensiones o restricciones.<\/li>\n\n\n\n<li>Estado actual de tu licencia.<\/li>\n<\/ul>\n\n\n\n<p>En Texas, ese historial es administrado por el <a href=\"https:\/\/www.dps.texas.gov\/home-page\" target=\"_blank\" rel=\"noreferrer noopener\">Texas Department of Public Safety<\/a> (DPS). Las aseguradoras revisan este registro antes de cotizar o renovar tu p\u00f3liza.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Does_Texas_still_have_a_points_system\"><\/span><strong>Does Texas still have a points system?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Texas tuvo durante varios a\u00f1os el programa <strong><a href=\"https:\/\/www.dps.texas.gov\/section\/driver-license\/driver-responsibility-program\" target=\"_blank\" rel=\"noreferrer noopener\">Driver Responsibility Program<\/a><\/strong>, pero fue eliminado en 2019. Sin embargo, eso <strong>no significa que las infracciones no afecten tu historial<\/strong>.<\/p>\n\n\n\n<p>En la actualidad, no hay un sistema p\u00fablico activo de acumulaci\u00f3n de puntos como antes, las infracciones siguen registradas y las aseguradoras aplican su propio sistema interno de \u201cpuntos de riesgo\u201d.<\/p>\n\n\n\n<p>En otras palabras, <strong>aunque el estado ya no te cobre puntos oficiales, tu seguro s\u00ed eval\u00faa tu riesgo.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_many_points_do_traffic_violations_add\"><\/span><strong>How many points do traffic violations add?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Aunque el estado no publique puntos oficiales, <a href=\"https:\/\/expertoinsurance.com\/blog\/best-car-insurance-in-texas\/\" target=\"_blank\" rel=\"noreferrer noopener\">the best car insurance in Texas<\/a> suelen considerar algo como esto:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Infracci\u00f3n<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Nivel de impacto en el seguro<\/strong><\/td><\/tr><tr><td>Exceso de velocidad leve<\/td><td class=\"has-text-align-center\" data-align=\"center\">Bajo a moderado<\/td><\/tr><tr><td>Exceso de velocidad +20 mph<\/td><td class=\"has-text-align-center\" data-align=\"center\">Alto<\/td><\/tr><tr><td>Pasarse un sem\u00e1foro en rojo<\/td><td class=\"has-text-align-center\" data-align=\"center\">Moderado<\/td><\/tr><tr><td>Conducir sin seguro<\/td><td class=\"has-text-align-center\" data-align=\"center\">Alto<\/td><\/tr><tr><td><a href=\"https:\/\/expertoinsurance.com\/blog\/dui-en-estados-unidos\/\" target=\"_blank\" rel=\"noreferrer noopener\">DUI en USA<\/a> (Driving Under the Influence)<\/td><td class=\"has-text-align-center\" data-align=\"center\">Muy alto<\/td><\/tr><tr><td>Accidente con culpa<\/td><td class=\"has-text-align-center\" data-align=\"center\">Alto<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Un <strong>DUI en Texas<\/strong>, por ejemplo, puede disparar tu prima hasta un 80% o m\u00e1s, dependiendo de la compa\u00f1\u00eda.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_check_your_driving_record_points_in_Texas\"><\/span><strong>How to check your driving record points in Texas?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Puedes solicitar tu historial directamente al <a href=\"https:\/\/www.dps.texas.gov\/home-page\" target=\"_blank\" rel=\"noreferrer noopener\">Texas Department of Public Safety<\/a> a trav\u00e9s de una solicitud en l\u00ednea, correo y en oficinas autorizadas.<\/p>\n\n\n\n<p>Tipos de registros disponibles:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Type 3A Record<\/strong> (m\u00e1s completo, usado para procesos legales).<\/li>\n\n\n\n<li>Historial b\u00e1sico de licencia.<\/li>\n<\/ul>\n\n\n\n<p>Costo aproximado entre $4 y $20 d\u00f3lares, dependiendo del tipo.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_long_do_violations_stay_on_your_record\"><\/span><strong>How long do violations stay on your record?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Depende del tipo de infracci\u00f3n:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Multas menores: 3 a 5 a\u00f1os.<\/li>\n\n\n\n<li>Accidentes con culpa: hasta 5 a\u00f1os.<\/li>\n\n\n\n<li>DUI: puede permanecer mucho m\u00e1s tiempo y afectar el seguro por 7 a 10 a\u00f1os.<\/li>\n<\/ul>\n\n\n\n<p>Las aseguradoras suelen revisar los \u00faltimos 3 a 5 a\u00f1os para calcular tu prima.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_driving_record_points_affect_your_Car_Insurance_in_Texas\"><\/span><strong>How driving record points affect your Car Insurance in Texas<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Las compa\u00f1\u00edas de seguros en Texas calculan el riesgo bas\u00e1ndose en:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Historial de infracciones.<\/li>\n\n\n\n<li>Frecuencia de accidentes.<\/li>\n\n\n\n<li>Severidad de los incidentes.<\/li>\n\n\n\n<li>Tiempo desde la \u00faltima violaci\u00f3n.<\/li>\n<\/ul>\n\n\n\n<p><strong>Impacto t\u00edpico en la prima:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>1 multa menor es un aumento del 10% al 20%.<\/li>\n\n\n\n<li>2 infracciones en 3 a\u00f1os entre 25% al 40%.<\/li>\n\n\n\n<li>DUI o accidente grave con 50% a 100%.<\/li>\n<\/ul>\n\n\n\n<p>Cada aseguradora tiene su propio sistema interno de puntuaci\u00f3n de riesgo.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Can_your_license_be_suspended_in_Texas\"><\/span><strong>Can your license be suspended in Texas?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>S\u00ed, aunque ya no exista el programa anterior, tu licencia puede ser suspendida por:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Acumulaci\u00f3n excesiva de infracciones graves.<\/li>\n\n\n\n<li>DUI.<\/li>\n\n\n\n<li>Conducir sin seguro.<\/li>\n\n\n\n<li>No comparecer ante la corte.<\/li>\n\n\n\n<li>No pagar multas.<\/li>\n<\/ul>\n\n\n\n<p>La suspensi\u00f3n aparece en tu driving record y eleva significativamente el costo del seguro.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_improve_or_clean_your_driving_record\"><\/span><strong>How to improve or clean your driving record<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Aunque no puedes borrar infracciones v\u00e1lidas, s\u00ed puedes:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Tomar un defensive driving course. <\/strong>En algunos casos permite eliminar una multa y evitar que afecte tu r\u00e9cord.<\/li>\n\n\n\n<li><strong>Impugnar la multa.<\/strong> Si consideras que fue injusta.<\/li>\n\n\n\n<li><strong>Mantener manejo limpio.<\/strong> Con el tiempo, el impacto disminuye.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_to_do_If_your_Insurance_increased_after_a_Ticket\"><\/span><strong>What to do If your Insurance increased after a Ticket?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Si tu prima aument\u00f3 despu\u00e9s de una infracci\u00f3n:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Compara cotizaciones con diferentes aseguradoras.<\/li>\n\n\n\n<li>Busca compa\u00f1\u00edas que trabajen con conductores de alto riesgo.<\/li>\n\n\n\n<li>Pregunta por descuentos disponibles.<\/li>\n\n\n\n<li>Ajusta deducibles estrat\u00e9gicamente.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><strong>Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Does_Texas_still_use_a_point_system\"><\/span><strong>Does Texas still use a point system?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>No oficialmente, pero las aseguradoras usan su propio sistema interno de evaluaci\u00f3n de riesgo.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_many_points_suspend_your_license_in_Texas\"><\/span><strong>How many points suspend your license in Texas?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Actualmente no hay un n\u00famero p\u00fablico fijo, pero m\u00faltiples infracciones graves pueden causar suspensi\u00f3n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Does_a_speeding_ticket_raise_insurance_in_Texas\"><\/span><strong>Does a speeding ticket raise insurance in Texas?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>S\u00ed, incluso una infracci\u00f3n leve puede incrementar tu prima entre 10% y 20%.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%C2%BFTienes_infracciones_en_tu_record\"><\/span><strong>\u00bfTienes infracciones en tu r\u00e9cord?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Tener multas o accidentes <strong>no significa que debas pagar de m\u00e1s para siempre<\/strong>. En nuestro comparador de seguros en Texas podr\u00e1s cotizar en minutos; comparamos m\u00faltiples aseguradoras y encontramos opciones incluso con historial complicado.<\/p>\n\n\n\n<p>En <a href=\"https:\/\/expertoinsurance.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Experto Insurance<\/a> cotiza hoy tu seguro de auto en Texas y descubre cu\u00e1nto puedes ahorrar, incluso con puntos en tu driving record.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-circular\"><a class=\"wp-block-button__link has-white-color has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background has-text-color has-background wp-element-button\" href=\"https:\/\/www.expertoinsurance.com\/seguro-de-auto\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u00a1<strong>Cotiza ahora<\/strong>!<\/a><\/div>\n<\/div>\n\n\n<script>  const tipoform = \"auto\";<\/script>","protected":false},"excerpt":{"rendered":"<p>Si vives en Texas y recibiste una multa de tr\u00e1nsito, debes preguntarte: \u00bfcu\u00e1ntos puntos tengo en mi driving record?, \u00bfpueden [&hellip;]<\/p>\n","protected":false},"author":15,"featured_media":2311,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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